Never Give Up If You Have A Bad Credit Score

A bad credit score is not the end of the world. Therefore, it should not make you to despair. You can easily go from bad credit score to good score. For that to be the case, you will have to apply credit secrets.

There are many success stories of people who transformed their credit scores. You need to learn the credit secrets from such people. You can transform your score in a matter of months or in a year’s time. However, the transformation process will not happen overnight. Never trust a person who promises you overnight results for the case of credit score transformation.

A Bad Credit Score is Not Permanent

A bad credit score is not desirable. However, it is not permanent. Many people in life will have a bad credit score at some moments in life. It is a conquerable situation.

Do you want to know something? Even some of the richest people in the world once had a bad credit score but they somehow learned about credit secrets and that is how they transformed their fortunes.

Just like you can go from rich to poor, you can also go from bad credit score to good credit score and it does not have to take a lot of effort. All that you might have to do is to watch a credit secrets video. If you are too lazy to watch a video or read an article, you can find an expert who will do everything for you.

The Good News: A Good Score is Achievable

You might see your situation as bleak. You might think that you might never get out of debt. Many people all over the world were in the same situation as you and somehow they managed to pay off their debts and improve their scores. Of course, you will need to change your mindset. After you do that, you will have to find good information on how to improve the credit score.

The Cause of a Bad Score

Failure to repay loans or repaying loans late will lead to a bad credit score. That will make the major financial institutions to deny you finance. If you manage to get finance with a bad credit score, you will have to pay a high-interest rate or to provide down payment. You can easily improve your credit score by applying the tips that you will obtain from a credit secrets video.

• Maybe you made a bad investment and a loan financed the investment and now the investment has failed to generate an income and you can no longer service the loan. This is something that is very common in life. It is hard to analyze fully an investment and something that you saw had great potential can end up failing you. Next time you will need to be more cautious when it comes to investing especially if you have to take a bank loan.

• Maybe you spend recklessly. This is another thing that you will have to control.
3 Vital Things to Do if You Have a Bad Credit Score

First, accept that you have a bad credit score. Secondly, come to the realization that there are steps that you can do to transform the whole situation. Maybe, you may need to watch credit secrets videos along the way. Of course, you will need to get information from the experts on how to improve your score. You will have to know the various credit secrets and subsequently, apply them to your situation.

1. Pay Your Debts

Remember, you will never have a good score unless you pay off your debts. If you become debt free, you will get a certificate of clearance and that will somehow improve your score.

Start to honor your debts. If they are unmanageable, talk to your creditors on how you can restructure your debts. You will be surprised that your creditors will be ready to help. After all, it is in their best interest that you complete your repayments.

When you default, do not be silent. Communicate with your creditors about your reasons for defaulting and ask them if they can create for you a better plan of debt repayments.

2. Control Your Expenses

Never live beyond the means. You are not the Joneses. Therefore, do not follow the Joneses. You are yourself and you have your own financial situation. You need to have a budget and follow it strictly. Never engage in impulse buying. Destroy all your credit cards.

3. Talk to The Experts

There are things that you can do by yourself. However, some matters will require professional assistance. You need to consult a financial expert. He will evaluate your situation and subsequently recommend a way forward. If your trade is not business and finance, do not assume that you know everything about improving your credit score. Find the experts and let them advise you.

Change Your Credit Situation Now!

Do not wait until tomorrow. Click here to change your credit situation now. Today is the best day to start your journey towards improving your credit report. The credit score is an important rating. Financial institutions use it to determine your creditworthiness. Thus, it is good to have a good credit score.

Successful Muscle Gains And Protein Powder

muscle-weight-lift-151215With all of the hype around, only the rare bodybuilder would not know about natural protein powders. The makers of these products promise consumers they will build bigger muscles if they drink these powders and workout as usual. In fact, they might work out better, for longer, and feel better afterwards. Here is the “scoop” on these powders.

Natural Versus Unnatural

How can there be a organic protein powder? Food doesn’t come in powdered form; not steak anyway. Ah, but elements of foods can be extracted and reduced to a powder, and this is done all the time in labs around the country. Calcium, Vitamin B, Vitamin C, Magnesium, and other nutrients are frequently delivered as powders. Okay, with minerals it’s easy to see how that might be. Fish oil is an oil inserted into a capsule, though, so once again: how can protein become a powder? It depends on the origins of the protein.

Top Proteins

The most popular and highest-quality protein available currently, at least as far as efficacy goes, is whey. This is a milk by-product. You have seen powdered milk before; it’s just the solids of milk allowed to dry and then ground to a fine powder. When mixed with water, one can have 1%, 2%, 4%, or however much milk he or she wishes.

People do this with eggs too. They cook and dry the eggs; grind and store them. Powdered egg is sold in grocery stores all over the world as a less-perishable version of fresh eggs; great for adventurers who need to carry light, nutritious stores of food on long hikes far from grocery stores.

Plant proteins are easily converted to powders since many of them are ground for use in regular daily life. People do this with nuts and grains all the time. It is no stretch to imagine soy, barley, or quinoa processed for use as a powder. This is all still natural, although the quality of each source is a matter of contention.

GMO and Pesticides

biohaz_danger-pesticide-signMany plants are sprayed to prevent pests from eating them. We eat these pesticides much of the time too unless we buy products that are labeled “not sprayed” or “no pesticides.” That’s great, but do we want to eat GMO foods which are developed to resist pests without the use of pesticides? Probably not. No one knows for sure what these foods are doing to us, but genetic modification is definitely unnatural.

Organic farming methods allow dairy farmers to ensure the grass their cows eat is free from sprays. They can also guarantee that cows were not fed unnecessary medications and supplements like steroids, hormones, and antibiotics. Only sick cows need drugs. Chronically sick cows should not be producing the milk from which whey powder is derived. Again, reading labels is important.

Most soy is treated for pesticides or genetically modified. That’s one of the reasons soy proteins are often overlooked by health food writers and stores. They prefer Paleo sources such as beef from which protein can be extracted and turned into a powder, but it’s not the usual method. Other Paleo sources of proteins include some plants and nuts. Pea protein is popular with vegans who also prefer to avoid grains. It gets complicated in the lab, but developers of these products are learning to make shake powder that one simply scoops into water and shakes up in a sealed cup to create a thick drink without lumps. It’s amazing, and they taste better all the time.

Synthetic Products

Controversy about protein powders and supplements arises whenever another successful MMA fighter, football player, or baseball star is suspended and fined for the use of Performance Enhancing Drugs. These are steroids, plain and simple; not mere food supplements. Steroids are banned for a number of reasons. They give competitors an unfair advantage in their respective sports by causing muscles to grow more quickly than normal. They are also dangerous, sometimes causing sickness in the organs and heart problems as well. At the very least, most men and women who use steroid supplements eventually notice changes to their bodies, such as hair in unwanted places.

Protein powders are not necessarily steroid supplements, but read labels. If they are produced by companies known for their other natural, healthy living products, you’re probably safe. When you buy from firms specializing in athletic supplements, exercise caution.

Success with Natural Protein?

Will protein powder really make a man or woman bulkier in all the right places? That’s the question on many athletes’ lips. They don’t believe natural foods can have the impact of a steroid. At the other end of the argument, dietitians believe that simply eating a balanced diet with additional protein is good enough; cheaper and healthier than buying powders. Makers of these products might not argue with you, but they would say this.

Firstly, eating enough protein takes a lot of chewing, and it’s time-consuming to count the grams. Cooking meals to revolve around protein and eating it all the time becomes a chore. Making and drinking a shake takes minutes. It’s easy, just like buying granola bars is easier than making your own. The market manufacturers are going for here is the busy, serious bodybuilder who is counting his protein to the last gram.

Steroids are more effective: true. In the short term, if you don’t get caught, they make muscles grow huge. On the down side, there is a price to pay later on. For men, this is often the growth of “man-boobs.” Heart or liver failure aren’t unheard of either.

Protein powder can naturally stimulate muscle growth so that the serious athlete becomes stronger in less time than someone trying to eat enough steak, eggs, chicken, or nuts. It’s a bit costly, but various formulas are designed to do more than build muscle; they support muscle recovery and prevent the body from eating its own muscle for energy (catabolism). Natural Protein powders contribute to improved focus, stamina, and moods. They are easy to carry around with an empty water bottle. Fill up at the water fountain, scoop some powder in, consume an adequate number of calories from protein, and re-hydrate at the same time.

The 67 Steps – A Guide To Healthy Living

A person named Tai Lopez has published the 67 steps he believes will help anyone achieve good health and success. One website conveniently tai-lopez-67-steps-program1summarizes each of those steps; we won’t be doing that here, so let’s cut to the chase. Who is this book for and is Tai Lopez qualified to write a self-help book in the first place?

Self-help Books

Actually, no qualifications are necessary to write any book. Seeing it published, however, is another matter. Selling copies is something else entirely. The better question is “what makes Tai Lopez think his books will sell?” Apparently, he is an entrepreneur, investor, and a successful, healthy guy. He is also very young to be telling people how he learned a lot of stuff in his life, as though he has reached the climax. Generally, I respect people whose lives have been well-balanced, full of hardship, and who don’t have anything to lose anymore. Older people tend to speak the truth because they know the end result of their efforts and don’t worry about pleasing people all the time or becoming wealthy. Also, if Lopez follows his own advice, there is a good chance the climax is yet to come and more advice will be forthcoming. Besides, Lopez derived much of what he learned from reading books. Is this life experience? Maybe, at least it’s his life experience.

The Good Life

What is the good life? This is a place where you have all you ever wanted with no imminent prospect of losing it. Life doesn’t offer guarantees; pain is inevitable; isn’t the good life one in which the things you fear losing cannot be taken away? There aren’t many: love, faith, and hope perhaps. A Bugatti didn’t make it to my list, not even position 59. In Lopez’s view, you can balance health, money, and friends to enjoy a type of “good life” that fits far better with the self-help mentality.

Free Course

At least Lopez isn’t selling anything. There’s no sales pyramid; no supplements. You can even read his list of 67 things for free. The fact that 67 Steps – A Guide to Healthy Living has been updated recently, however, goes to show that he can’t hit on the perfect formula even with all of his research and life experience.

What Does Lopez Think?

People think they should have what they want because they deserve it. No work is necessary; happiness should be delivered on a platter. Lopez argues that people must earn success. This is partly true, but it isn’t a guarantee. Individuals work hard and behave with confidence yet end up with nothing anyway. Maybe he addresses that later, in Step 14 perhaps. And the idea that one person deserves a better life than someone else is a judgment call no one is in a position to make, although Lopez challenges readers to try anyway. At least he encourages a posture of humility.

Taught by Others

Let wiser men and women give you sound advice. In fact, actively seek out someone whose life represents the culmination of goals you wish to achieve. Be willing to listen and apply the lessons these people take the time to teach and show you. They might not write successful self-help books but have proven that whatever they’re doing, it works. Don’t pay attention to anyone who doesn’t take his own advice or who does and, in so doing, ends up sick, in debt, and unhappy.

Moving Forward

You should be able to change with the times; absolutely. Static skills are overlooked by consumers as times change and technology improves. Plumbers, teachers, lawyers, and garbage collectors all have to know how to increase and expand their skills. Flexibility is good as long as your ethics remain the same, but in this case, Tai Lopez seems to be talking about commercial trends, not ideas of right and wrong.

Tackling sustainability is another useful topic: everyone should work to preserve the environment and improve their health. He isn’t just referring to being “green,” though, but to a sustainable strategy; one that your body and finances can afford.

In Summary

I blended some tips here and only scraped the surface. I wouldn’t say this is a modern Bible of healthy living and success, but read what Lopez has to say, click here. Some of his advice is very good, and you can just take out what works.

Finding The Best Organic Protein Powder

Protein powders are heavily promoted on health food and bodybuilding websites. Few athletes could claim they had no idea such a product

Scoop of chocolate whey isolate protein
Scoop of chocolate whey isolate protein

was available to them. Claims by the makers of these products include the possibility a consumer will gain muscle, improve focus, initiate muscle recovery, and prevent catabolism. There are more claims too, augmented in some cases by the addition of vitamins and minerals, and that’s not including promises of rich flavors and a creamy texture. If a product could be all this and also be made from organic ingredients, such claims might be too good to believe.

Natural Sources

Many protein powders are made from natural proteins. Top examples are whey, casein, soy, egg, and hemp. A few are synthetic, or the process of extracting them takes place in a science lab. Many products contain BCAAs and other ingredients, potentially even bad things only serious bodybuilders contemplate using and at terrible risk. Non-GMO products are popular, but promising that a product will be organic attracts an audience of really health-conscious, environmentally sensitive individuals.

Unnatural Delivery

Protein-rich food is presented by nature in the form of a plant or an animal. Finding it in a canister isn’t the way nature intended, so there is always going to be controversy around this part. If someone buys organic and non-GMO products in the hope of being environmentally responsible, he has to admit the canister uses a lot of plastic. Even if plastic can be recycled, producing it in the first place pumped pollutants into the air. That’s why some firms have invested in containers that use less material or even biodegradable materials. One can be pretty sure a company willing to go to these lengths will also offer a high-quality powder.

Challenges

One of the challenges faced by producers of the ingredients used to make organic protein powders is that growing a crop and keeping it untainted is difficult. The adjacent field might be sprayed with pesticide. Another field next door, perhaps, plants GMO seed and some of that finds its way to the organic, non-GMO farm on a gust of wind.

Costs

But a farmer can make it happen, even to the point of growing grass organically, keeping his animals free of unnecessary antibiotics and all hormones, resulting in organic milk. For the protein industry, this means a company can sell organic whey and casein. These raw ingredients, however, will cost at least 20% more than those sold by farmers who aren’t as fussy about the grass their cows eat, supplements taken by their animals, and the type of feed their chickens are given to produce organic, non-GMO eggs. Plant sources must not be sprayed with pesticides, and the seed has to be organic in order for soy, nuts, or grains to qualify as organic ingredients, and these are more expensive to maintain. Farmers lose more of their crop to pests while utilizing methods of pest control that are better for the environment.

Best Organic Protein Powder

It’s expensive, so you want to buy only the best possible protein powder to sustain you during a workout and in the hours following an exercise routine or training session. Select a powder with the most protein, the most bio-available protein, and protein that is tasty; click here for one. The only way to know which is which without buying a whole bunch and trying them out is to read what customers say in their reviews and follow consumer reports by health food experts who have tried them all. They can tell you if a blender is needed to remove all the clumps, what the texture is like, and which flavors taste most natural and decadent. Take advantage of sample sizes wherever possible.

Experts address the question of “bio-availability” too. In other words, will your body absorb and use a protein or will most of it be flushed down the toilet? Is this a complete protein? Vegans will find this difficult since most plant proteins are incomplete.

Having gone to so much expense and effort to find good products, don’t pick up a powder that is sweetened with sucralose or flavored with unnatural additives. Usually, consumers find that natural, organic products are also naturally sweetened, but read labels for signs of soy, dairy, wheat, eggs, and other additions to a protein powder which could cause a reaction. Monitor muscle growth too, just to be sure your investment is effective.

Why Pick A Natural Protein

Body builders and other athletes love protein powder. The industry is booming; it’s huge. If you want to get into business and wonder what product you should sell, buy a store that sells protein powders and supplements. There are several niches to fill, accessories to sell, and a number of developments still to come. Synthetic powders are wildly popular, but natural proteins are improving too. Which type of powder would you sell?

What’s the Problem with Natural Protein?

Why do consumers often avoid this section of the supplement aisle? They heard that plant-based proteins are inferior to whey and casein, plant-based-protein-supplementsthat’s one reason. Experts agree almost unanimously that whey is the best form of protein a body can take in powdered form. There is more of it scoop for scoop, and the body absorbs it more readily. Moreover, whey is complete; it contains all the amino acids a body cannot make naturally. When whey is shaken in a cup with water, it mixes smoothly and tastes good. In a blender with ice and fruit, you couldn’t tell the difference between a chocolate-flavored whey shake and a milkshake.

But whey is not tolerated by people who can’t drink milk. Some people can drink casein, some tolerate whey, and others can’t drink either one. A dairy-free solution is necessary. If one isn’t vegan, the best option now is an egg, but vegans are challenged to find a complete protein that doesn’t contain dairy, casein, or egg.

Many plant proteins are incomplete. They contain little protein compared with whey, egg, and casein and the body doesn’t absorb as much of it. Scoop some powder into a cup with water, shake it up, and the particles won’t dissolve. Your shake starts to resemble a cheap fiber drink, the kind that doesn’t taste like orange juice. How desperate are you to gain muscle? Well, maybe it tastes good even if the texture is bad — wrong again. This stuff tastes as bad as it looks. At least, that’s what consumers found in the past. A plant-based powder had to be blended with ice and fruit to be palatable and even then, the after-taste was often nauseating.

Why Bother?

Some consumers persist; they want more muscle, better concentration, faster recovery, and they want to burn fat instead of muscle. They could visit an athletics store and find out about synthetic alternatives. These would probably taste really good and are easy to absorb. A few of the unflavored BCAA products are really affordable too compared with flavored or seriously hyped brands backed by sports and bodybuilding celebrities. But there is a catch — they aren’t natural.

Unnatural Sources

Laboratory scientists have uncovered ways of creating proteins without extracting them from real sources. It’s bad enough that some products contain a mix of real protein and a lot of garbage like artificial sweeteners and flavors, but this is like playing around with cell modification. There is a lot of ethical baggage tied up in this subject. Athletes earning hundreds of thousands or potentially millions of dollars annually will frequently go to any lengths to achieve success in the here and now. They don’t worry about ten years down the road when their sports careers will probably be over anyway. If they can bulk up more quickly with man-made proteins, why not?

Why Not?

That’s the burning question, and science doesn’t have an answer yet. Anything new has to be watched closely and patiently in order to gather data over extended periods of time. Scientists will need years to determine the side effects of using synthetic protein to increase muscle density, improve recovery, enhance mental focus, improve moods, increase energy, and prevent a catabolic reaction. They already know the risks involved in taking PEDs which increase testosterone while also increasing risks related to heart disease, loss or growth of body hair, organ failure, fertility issues, and more.

Natural Is Better

Eating real food is the most natural way of eating protein. Building muscle competitively, however, is an unnatural pursuit; the body wasn’t designed for this purpose. If one is going to pursue bodybuilding, he needs an unusual amount of protein to make it happen. In this case, natural proteins aren’t as risky as synthetics. They taste good and don’t contain as many fillers. There are options for all tastes and allergen-free varieties like this website, plus raw, organic, vegan, Paleo, and non-GMO products reaching a huge audience worldwide.

We’re Popping Right Along

Hey there! Thanks for popping over to East Hampton Popcorn! Doesn’t the name of our site just put a smile on your face? It does for us! By the way, have you ever heard that old early 70s song “Popcorn?” It was an early synthesized instrumental song that had – somehow – become very popular. If you’re ready for an earworm for the day, have a listen! (PS: Actually, I think it might have been more around 1969 that it came out.)